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Helpful Health Insurance Web Sites

BELOW are "International Student Insurance" companies.  They offer simple policies that cover "major medical" issues but do not cover everything.  Each company is a bit different and may cover some things differently.  Normally, more expensive insurance will cover more things and less expensive insurance will cover fewer things - however, your Premium and Deductible (see the vocabulary list) are also important.  The more you pay (in Premiums), the less you will pay if you need to use the insurance (in Deductible or Co-Payments) and the less you pay in Premiums, the more you will pay if you need to use the insurance.

If you have a Pre-Existing Condition (an illness or injury already that you will need medical assistance with), you need to search for Affordable Care Act insurance (see end of list) OR find a policy with one of the other companies that is "ACA Compliant".

PSI Health Insurance

Specializing in international student health insurance for over 20 years

Cultural Insurance Services International

Insurance for individuals and groups engaging in international or cultural exchange.

Fortis Short Term and Student Health through National Insurance Store

Insurance for individuals and groups for short term medical coverage up to 6 month. (Maximum period enrollment up to 18 month)

Health Care Global (Wallach & Company, INC.)

Specializing in providing medical insurance and assistance for individuals traveling or living outside their home country.

HTH Worldwide Insurance Services

(800-242-4178) Specializes in providing health insurance to both international students studying in the USA and U.S. study abroad students.

Notice: This insurance is not available if you are living within Maryland State.

International Incorporated Associated Insurance Plans International Inc.

Provides student-related insurance program for colleges and universities across the United States.

International SOS

The World's Largest Medical Assistance Company

International Student Insurance

Health, medical and travel insurance programs for international student abroad.


International Student Organization

ISO offers insurance for students under OPT.

Compass Group 

It is a strategic partner of IASIS, the insurance advisory non-profit affiliated with the World Youth Student & Educational Travel Confederation and takes pride in offering quality products and helping educate students and scholars about all insurance options.


On Call International

Provides a variety of Medical and Travel Assistance services for individuals.

The Harbour Group L.L.C.

A specialized, full service insurance broker provides comprehensive medical insurance to international students & scholars.

Notice:This insurance is not available if you are living within Maryland State.

VISIT® International Health Insurance Program 

The Trusted Name in International Health and Travel Medical Insurance for over 30 Years! International Health, Travel Medical, Medical Evacuation & Trip Cancellation Plans for all International Travel.


Affordable Care Act. Marketplace.

F-1 students may use The Affordable Care Act Marketplaces to find comprehensive medical insurance.  The International insurance listed here covers mostly emergency care only.  US Citizens and Permanent Residents are required to have Medical Insurance and this program assures they can find companies to cover them.  International students do NOT need a Social Security Number or to live in the US 5 or more years to qualify as is required of other international persons. For more information call 1-800-318-2596

Disclaimers: The above information is provided for reference ONLY. These companies or organizations are not connected or affiliated with Montgomery College.

How to choose your insurance

Vocabulary to understand Insurance Terms

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